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Narelle Smythe

Consultant

SMYTHE Narelle LARGE

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As one of Australia’s pre-eminent financial services regulatory lawyers, Narelle has over 35 years’ experience advising domestic and international financial service providers on complying with financial services regulation, new business initiatives, major compliance projects, regulatory investigations and enforcement, and financial services-related mergers and acquisitions. 

Her expertise covers financial services, credit, banking, payments, stored value, loyalty schemes, digital assets and platforms, scams, fraud, anti-money laundering and anti-bribery and corruption. Drawing on her deep understanding of both regulation and industry, she helps clients identify and manage complex regulatory issues in financial services projects, regulatory investigations and enforcement matters.

Narelle has advised major banks, international and domestic financiers, domestic and international technology companies, payment service providers and stored value providers, funders, fintechs, leading corporates and regulators.

Narelle has consistently been recognised as a leading lawyer by legal directories and publications, including in Chambers Asia Pacific for Financial Services Regulation, in Best Lawyers for Regulatory Practice and Litigation and is listed in Legal 500 as a Leading Partner in Financial Services Regulatory.

She is a member of the Financial Services Committee of the Law Council of Australia.

Key deals

Leading Australian bank

Advising a leading Australian bank on a major multi-year, business-led and technology-enabled transformation program focused on simplifying products, processes, and systems across the group.

Reserve Bank of Australia

Advised the RBA for over 20 years in its capacity as payments system regulator in relation to payment system reform, including the designation of payment systems and the determination of standards applying to them.

Big 4 bank

Advised a Big 4 bank on the integration of an acquired retail banking business, including the migration of home loan, deposit and credit card customers onto the bank’s systems.

Leading Australian bank

Advised a leading Australian bank in relation to the sale of its approximately A$20 billion home loan portfolio.

Confidential anti-money laundering investigations

Acted for a range of entities in relation to AUSTRAC investigations and external audits, most recently for a major international financier.

International and domestic digital asset businesses

Advised in relation to digital asset platforms, products and services including OKX, Immutable and Swyftx and others.